Before starting your application, you must meet the following criteria.

• Be 18 years of age or older.
• Be a resident of Quebec.
• Hold a stable job.
• Receive your salary by direct deposit to a Canadian bank account that has been open for more than 6 months
• Have a net income of at least $1,500 per month.
• Not have made a consumer proposal, debt consolidation, or filed for bankruptcy in the last 30 days or plan to make a consumer proposal, debt consolidation, or file for bankruptcy in the next 6 month
• Not be in consumer proposal, debt management or voluntary deposit.
• Not have any stop payment;
• Not have an excess of NSF payments in the account;
• Contact verification will be carried out for all first applications.